On September 21, 2009, Bank of America Corporation (the "Corporation") appointed Charles "Chad" O. Holliday, Jr. to its board of directors (the "Board"), effective September 21, 2009. Mr. Holliday is expected to serve on the Corporate Governance Committee of the Board and a newly formed credit committee of the Board which will become effective on October 27, 2009. Mr. Holliday will receive compensation as a non-employee director in accordance with the Corporation's non-employee director compensation practices described in the Corporation's Annual Proxy Statement filed with the Securities and Exchange Commission on March 18, 2009. The initial cash and stock award to be received by Mr. Holliday will be pro rated from the date of appointment to the Corporation's next annual meeting of stockholders.

A copy of the news release announcing the event described above is attached as Exhibit 99.1 and is incorporated in this report by reference.

(d) Exhibits.

The following exhibit is filed herewith:

EXHIBIT NO.                             DESCRIPTION OF EXHIBIT

99.1                Bank of America Corporation News Release dated September 21,
                    2009 Announcing the Director Appointment