ITEM 2.02 Results of Operations and Financial Condition

On July 27, 2009, NBT Bancorp Inc. issued a press release describing its results of operations for the quarter and six months ending June 30, 2009 and announcing a quarterly dividend of $0.20 per share to be paid on September 15, 2009 to shareholders of record on September 1, 2009. That press release is furnished as Exhibit 99.1 hereto.

ITEM 9.01 Financial Statements and Exhibits

(d) The following is being furnished herewith:

Exhibit No. Exhibit Description

99.1 Press release text of NBT Bancorp Inc. dated July 27, 2009