Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

On December 10, 2008, the Board of Directors approved an amendment to the Company's bylaws. The amendment to Section 2.3.3 of Article II of the Company's bylaws changes the effective termination date of a Director in connection with the attainment of the mandatory retirement age for directors. The amended bylaw provides that a Director who attains his or her seventy-fifth (75th) birthday, shall upon completion of the term for which he or she was elected a Director, cease to be an active Director. The previous bylaw provision mandated a resignation effective as of the annual meeting of shareholders next following the date of the Director's seventy-fifth birthday.

The amendments to the bylaws are effective as of December 10, 2008. A copy of the bylaws is filed with this Form 8-K as Exhibit 3.2.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No. Description

3.2 Bylaws, as amended on December 10, 2008

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