Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

On November 20, 2008, Registrant entered into a new revolving loan arrangement with Southwest Bank of St. Louis, Missouri (the "Bank"). The new arrangement has an effective date of October 1, 2008 and replaces the prior expired revolving loan arrangement between Registrant and the Bank on substantially similar terms.

The term of the new arrangement, and loans made on the line, expire on September 30, 2009. During the term of the arrangement, so long as Registrant is not in default under any terms of the loan agreement, Registrant may request advances under the line up to an aggregate total amount of $5,000,000. Interest accrues on the outstanding principal balance at a variable interest rate based on LIBOR
+ 2.5%. Accrued interest is payable on a monthly basis. The aggregate outstanding balance of principal and interest is due and payable on September 30, 2009.

The loan is secured by all tangible and intangible assets of Registrant and also by a mortgage on the real estate of Registrant located in Chesterfield, Missouri. Under the loan arrangement, Registrant has agreed to financial covenants under which Registrant will (i) maintain at all times a tangible net worth of not less than $10,500,000 and (ii) maintain at all times a ratio of Total Funded Debt to EBITDA of not greater than 3.5 to 1.

To date, Registrant has not received any advances under this revolving loan arrangement.

Item 9.01 Financial Statements And Exhibits.

(c) Exhibits.

The exhibits to this Current Report are listed in the Exhibit Index set forth elsewhere herein.

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