Item 7.01 Regulation FD Disclosure

On November 17, 2008, Westfield Financial, Inc. (the "Company") issued a press release announcing that the Company has decided not to apply to participate in the U.S. Treasury's Capital Purchase Program, which is part of the broader Troubled Asset Relief Program ("TARP"). A copy of the press release is attached to this report as Exhibit No. 99.1.

The information in this Item 7.01 and the exhibit attached hereto will not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act"), or otherwise subject to the liabilities of such section, nor will such information or exhibit be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as may be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits

(d) The following exhibit is furnished with this Report:

Exhibit No. Description

99.1 Press release dated November 17, 2008.